Job Details

Senior Systems Analyst - Credit Decisioning

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our people helping people philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While were proud of our history, were even more excited about our future. With business and technology transformation on the horizon, theres never been a better time to be part of BECU.

PAY RANGE
The Target Pay Range for this position is $114,300.00-$139,700.00 annually. The full Pay Range is $88,700.00 - $165,200.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training.

Benefits
Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance.

Impact Youll Make
As a Senior Systems Analyst Credit Decisioning at BECU, youll directly influence how we serve our members through smarter, faster, and more secure lending solutions. Your expertise will power the configuration and optimization of our automated underwriting and loan origination systems, making lending more accessible and accurate.

To join our dynamic team in this role, we require candidates to be residents of WA, OR, ID, AZ, TX, SC or GA. If youre located in Washington state and within a reasonable driving distance to our Tukwila Headquarters (TFC), we encourage you come into the office on Tuesdays & Wednesdays each week.

What Youll Do

• Configure and Optimize Credit Systems: Manage and enhance the configuration of our credit risk and decisioning platforms to ensure seamless, accurate lending operations.
• Drive Credit Origination Strategy: Administer and offer expert advice on automated underwriting and loan origination strategies that align with BECUs credit risk goals.
• Partner for Progress: Collaborate closely with internal stakeholders and cross-functional teams to streamline and elevate credit risk implementation.
• Lead Credit System Administration: Plan and execute technical solutions, maintain configuration standards, and lead user acceptance testing to ensure system reliability.
• Monitor and Report Performance: Create and review status reports on lending automation to maintain operational oversight and compliance.
• Translate Vision to Reality: Convert business needs into clear, actionable software requirements, working with vendors to bring your insights to life.
• Document for Clarity and Continuity: Maintain clear and comprehensive manuals and procedures that support long-term success and knowledge sharing.
• Improve and Customize Workflows: Tailor existing practices and processes to meet evolving business and system needs.
• Visualize and Communicate Processes: Create diagrams and workflows (e.g., sequence, activity, use-case) to clearly represent business processes and solutions.
• Bridge Business and Tech: Map current vs. future state processes and turn them into technical test specifications that guide system enhancements.
• Contribute Beyond the Role: Take on additional duties as needed to support the broader mission of the team and organization.

What Youll Gain

• Mission-Driven Work: A chance to influence how BECU supports the financial health of our members through smarter technology.
• Continuous Learning: Opportunities to grow your skills through collaboration, challenging projects, and access to development tools.
• Supportive Team Dynamics: Work alongside talented, mission-aligned professionals who are passionate about improving member experiences.
• Strategic Influence: Play a key role in shaping credit risk strategies and contributing to the evolution of BECUs lending systems.

Qualifications
Minimum Qualifications:

• Bachelors degree in a technical/related discipline required, or equivalent work or education related experience.
• Typically requires 7 years of experience in lending/credit operations, credit analytics/reporting, and/or business analytics.
• Experience with BRMS platforms or rule engines.

• Advanced degree preferred.
• Experience with Experian Ascend platform.
• 5 years of experience configuring decision engines and/or scoring models.
• 5 years of experience working on product/project teams, including process and procedure design and communications.
• Experienced with multiple methods for creating and communicating strong Business Cases, including financial analysis, strategic alignment and risk analysis.
• Demonstrated understanding of multiple and cross functional systems within lending origination systems.

EEO Statement
BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.